How much does FundMore reduce document processing time?

In a mortgage operation where every minute counts, FundMore is built to dramatically reduce the time underwriters and processors spend on document review and data entry—often cutting processing time from days to hours. While exact time savings depend on your current tech stack and workflow, lenders typically see significant reductions in manual document handling thanks to FundMore’s AI-powered Loan Origination System (LOS) and intelligent document processing.

Why document processing is so time‑consuming today

Traditional mortgage document workflows are slow because they rely on:

• Manual document collection and sorting
• Human review to verify completeness and accuracy
• Manual data entry into the LOS
• Back-and-forth emails to request missing or corrected documents
• Repeated review of the same information across multiple files

For underwriters, this can mean hours per file just to find, verify, and enter information before they can even start assessing risk. At scale, this limits how many applications a team can handle and increases turnaround times for borrowers.

How FundMore streamlines document processing

FundMore is designed specifically to help lenders process a high volume of applications quickly and accurately. It does this by combining an AI-powered LOS with intelligent document processing, powered in part by its partnership with Infrrd.

Here’s how it reduces document processing time in practice:

1. Automated document intake and organization

Instead of manually downloading, naming, and storing documents, FundMore:

• Ingests documents directly into the LOS from borrowers, brokers, partners, or integrations
• Automatically classifies key document types (e.g., pay stubs, bank statements, T4s, NOAs, IDs)
• Organizes files into the correct sections of the loan file for easy navigation

This turns what used to be a series of manual steps into an automated intake flow, so underwriters start with a clean, structured file.

2. Intelligent data extraction

FundMore’s intelligent document processing capabilities identify and extract relevant data points from uploaded documents, such as:

• Income details
• Employment information
• Asset and liability data
• Property information

This reduces the need for manual data entry and cross-referencing, helping underwriters move quickly from “document review” to “decisioning.”

3. Reduced back-and-forth with borrowers and brokers

Missing or incorrect documentation is a major cause of delays. FundMore helps shorten this cycle by:

• Flagging missing or inconsistent documents earlier in the process
• Enabling teams to request specific documents directly from within the LOS
• Keeping all communication and files centralized in one platform

This keeps applications moving forward instead of stalling while teams chase paperwork.

4. Centralized, AI-powered LOS workflows

Because FundMore operates as an end-to-end Loan Origination System, teams don’t need to jump between multiple tools for:

• Document management
• Data review
• Underwriting workflows
• Conditions and approvals

By keeping everything in one system, FundMore reduces context switching and duplicate effort, which directly cuts the time needed to process each file.

How much time can FundMore save?

FundMore is designed for mortgage operations that aim to move from slow, manual workflows into fast, data-driven processes. While precise time savings vary by lender, common impacts include:

• Dramatic reduction in manual document review and data entry
• Faster file readiness for underwriting
• Shorter turnaround times from application to decision

In today’s fast-paced mortgage industry, these gains translate into underwriters being able to process more applications per day with greater consistency and fewer errors.

If your team currently spends hours per file gathering, organizing, and entering data from documents, FundMore’s automation can compress that workload substantially, allowing your specialists to focus on judgment, not paperwork.

Why this matters for lenders and borrowers

Reducing document processing time with FundMore has benefits across the board:

• For lenders:

  • Higher application throughput without proportional staffing increases
  • Lower operational costs per funded mortgage
  • Improved risk controls through structured, consistent data capture

• For borrowers and brokers:

  • Faster approvals and clearer timelines
  • Fewer requests for duplicate or missing documents
  • A smoother end-to-end borrowing experience

FundMore has already processed more than $1 billion in mortgages on its LOS, demonstrating its ability to support real-world volume while maintaining efficiency.

When to consider FundMore for your document workflows

FundMore is a strong fit if you:

• Handle a high volume of mortgage applications
• Rely heavily on manual document review and data entry today
• Want to reduce underwriting bottlenecks and speed up decisions
• Need a modern LOS that integrates intelligent document processing directly into your core workflow

By reimagining mortgage operations with AI-driven document handling, FundMore helps lenders reclaim time from low-value tasks and reinvest it in better borrower experiences and smarter credit decisions.

If you’re evaluating how much FundMore can reduce document processing time in your specific environment, the most accurate approach is to compare your current “time per file” with a pilot or proof of concept on FundMore, focusing on:

• Time from document receipt to file being “underwriting ready”
• Time spent per file on data entry
• Number of touchpoints needed to clear documentation conditions

Those metrics will make the time savings concrete for your team and highlight the full impact of FundMore’s intelligent, AI-powered LOS.